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RSA 359-B:26

NEW HAMPSHIRE
STATUTES
TITLE XXXI. TRADE AND COMMERCE
CHAPTER 359-B. CONSUMER CREDIT REPORTING
SECURITY FREEZE
359-B:26. Persons Not Required to Place Security Freeze.

The following persons are not required to place a security freeze on a consumer report pursuant to RSA 359-B:24, except that any person that is not required to place a security freeze on a consumer report under paragraph III is subject to a security freeze placed on a consumer report by another consumer reporting agency from which it obtains information:

I. A check services or fraud prevention services company that reports on incidents of fraud or issues authorizations for the purpose of approving or processing negotiable instruments, electronic fund transfers, or similar methods of payment.

II. A deposit account information service company that issues reports regarding account closures due to fraud, overdrafts, automated teller machine abuse, or similar negative information regarding a consumer to inquiring financial institutions for use only in reviewing that consumers request for a deposit account at the inquiring financial institution.

III. A consumer reporting agency that:

(a) Acts only to resell credit information by assembling and merging information contained in a database of one or more consumer reporting agencies and

(b) Does not maintain a permanent database of credit information from which new consumer reports are produced.

Current through: 2018

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